About Us.

Welcome to Jersey Capital Funding!

We specialize in providing accessible and reliable financing solutions for individuals and businesses in need of truck financing. We understand that obtaining financing for a truck can be challenging, especially for those with less-than-perfect credit histories. That's why we are here to help.


Our mission is to empower individuals and businesses by providing them with the financial resources they need to acquire the trucks necessary for their personal or professional endeavors. We firmly believe that everyone deserves a fair chance, regardless of their credit score or financial background.


With years of experience in the industry, we have developed a deep understanding of the unique challenges faced by individuals seeking subprime truck financing. Our dedicated team of financial experts works tirelessly to create flexible and customized solutions that meet our clients' specific needs.


What sets us apart is our commitment to personalized service and our ability to navigate the complexities of the subprime lending market. We take the time to listen to our clients' unique situations and financial goals, and then work with them to find the best financing options available.


Whether you are a small business owner looking to expand your fleet or an individual looking to secure a truck for personal use, we are here to guide you through the process.


We prioritize transparency, integrity, and trust. We believe in building long-term relationships with our clients based on mutual respect and open communication. 


Our goal is not just to provide financing, but also to empower our clients to achieve their dreams and succeed in their endeavors. We invite you to explore our range of financing options and get in touch with our friendly team today.


Let us help you turn your truck financing challenges into opportunities. Together, we can make your truck ownership dreams a reality.


Welcome to Jersey Capital Funding, where we believe in making truck ownership accessible to all.

Our Values

Our Mission


At Jersey Capital Funding, our mission is to empower individuals and businesses with less-than-perfect credit histories by providing them with accessible and reliable financing solutions for their trucking needs. We are dedicated to helping our clients overcome financial barriers and achieve their goals by delivering personalized service, transparent processes, and expert guidance.

Through our commitment to integrity, trust, and long-term relationships, we aim to be the preferred partner for subprime truck financing, enabling our clients to succeed and thrive in their endeavors. Together, we can make the dream of truck ownership a reality for everyone.

Our Exceptional Service & Team


We take great pride in providing exceptional service to our clients. Our experienced team of financial experts is dedicated to going above and beyond to meet our client's needs and exceed their expectations. We understand the unique challenges faced by individuals and businesses seeking subprime truck financing, and we are committed to guiding them through the process with professionalism, efficiency, and personalized attention.

With our knowledgeable and compassionate team by your side, you can trust that you are in good hands. We are here to ensure that your experience with Jersey Capital Funding is successful but also seamless and satisfying.

Why Choose Jersey Capital Funding?

Here are some key reasons why you should choose us:

Extensive Expertise: We specialize in direct subprime truck finance, meaning we have a deep understanding of the unique challenges and complexities involved. Our expertise allows us to navigate the subprime lending market effectively and find tailored solutions for our clients.


Fast and Efficient Process: We recognize that time is of the essence, especially when it comes to securing financing for your truck. Our streamlined process ensures quick approvals and funding, allowing you to acquire the truck you need without unnecessary delays.

Flexibility in Credit Requirements: We understand that credit challenges can arise for various reasons. That's why we have flexible credit requirements and consider the broader financial picture of our clients. Even if you have less-than-perfect credit, we strive to find financing options that suit your specific circumstances.


Competitive Rates and Terms: Our direct subprime truck finance solutions come with competitive rates and favorable terms. We work diligently to negotiate the best possible terms on behalf of our clients, ensuring affordability and helping you save money over the life of the loan.

Here to Help you OVERCOME Financial Barriers & EMBARK on the Road Towards Achieving your Dreams.

Personalized Approach: We believe in personalized service and taking the time to understand your unique needs and goals. Our dedicated team works closely with you, providing one-on-one guidance and crafting customized financing solutions that align with your specific requirements.


Transparent and Clear Communication: We prioritize transparent and clear communication throughout the financing process. We ensure that you have a complete understanding of the terms, conditions, and obligations involved, so you can make well-informed decisions with confidence

Commitment to Client Success: Your success is our priority. We are committed to helping you achieve your truck ownership goals and set you on the path to financial stability. Our ongoing support and assistance extend beyond the financing process, as we strive to build long-term relationships with our clients.


Choose us for direct subprime truck finance, and experience the difference of working with a specialized team that is dedicated to your success, offers competitive rates, and provides personalized service every step of the way.

What Our Customers Are Saying...


Group 4

Nothing but a positive experience for me. Application was a breeze. Funds was disbursed super fast. Helped me to get on solid footing.

L. Jones

Group 4

I am completely satisfied with the efficiency Jersey Capital Funding. My loan process was smooth and was approved fast. I look forward to continue working with this team.

Henry Baker

Group 4

“Honest and knowledge staff. Quick and friendly too. The loan process was straight-forward.

Anthony Sacks

F.A.Q's

  • When can I receive my funding once the application is approved?

    Same-day funding is available after approval.


  • Are there any restrictions on where I can purchase my equipment?

    No, financing is approved on equipment purchased from dealers and private sellers.

  • Does a prepayment penalty apply?

    No, additional payments can be made towards the principal at any time, or pay off the

    full loan amount without any penalties.

  • Will a previous bankruptcy or bad credit history affect my application approval?

    No, all applications are handled case by case including bankruptcy, low credit, or no

    credit history.